What Does Cyber Insurance Cover?
What Does Cyber Insurance Cover for Law Firms In today’s ever-evolving digital world, cyber security threats are unfortunately very common. Law firms are big targets because they handle confidential client information every day and much of it lives online. Even a single cyber attack can create financial loss, legal trouble, and reputational fallout that’s hard […]
Professional Indemnity Insurance for Law Firms: What It Covers & Why It Matters
As a legal professional, you understand the responsibility that comes with advising clients and managing complex cases. Yet even the most diligent attorneys are not immune to mistakes or misunderstandings. A missed deadline, an oversight in a contract, or a perceived lapse in fiduciary duty can quickly escalate into a claim that challenges your firm’s […]
Employment Practices Liability Insurance (EPLI) for Law Firms: What It Is and Why It Matters
As a law firm, you already understand how quickly a lawsuit can become a business problem, from slip-and-falls to claims of negligence and legal malpractice. But your risk doesn’t just come from clients or opposing parties. It can also come from your own hiring decisions and everyday workplace interactions. Even well-run firms with strong policies […]
Why Use a Specialist Insurance Broker for Legal Malpractice Coverage?
When your firm reviews its malpractice coverage, the broker you choose can be just as important as the policy itself. Working with a broker who specializes in law firms can make a major difference in how well your coverage performs, and how much peace of mind you have along the way. Just as clients look […]
Why Breach of Duty Claims Aren’t Always About Negligence
Even the most diligent law firms can face breach of duty allegations. Often, it’s not about an obvious mistake, but how a situation is argued and defending against these claims can be costly without the right coverage. When most lawyers hear the phrase breach of duty, they likely think of classic personal injury cases where […]
Legal Malpractice Insurance Brokers: How to Choose the Right One for Your Firm
Unlike the legal pads and binders you use every day, insurance is not the same everywhere you get it. Two law firms with the same number of attorneys, the same practice areas, and the same client base might still need very different coverage. That’s because who you buy from is just as important as what […]
How We Simplify Legal Malpractice Insurance Quotes and Renewals
For many law firms, applying for or renewing legal malpractice insurance can feel like preparing for a trial without a paralegal—it’s detailed, time-consuming, and requires absolute accuracy. This coverage is essential to protect your practice’s finances and reputation, but the process to get it (or keep it) often feels unnecessarily complicated. At Kouwenhoven & Associates […]
Professional Liability Insurance vs Errors and Omissions
If you’ve shopped for insurance to protect your business from lawsuits, you’ve probably seen two terms thrown around: professional liability insurance and errors and omissions insurance. They sound similar. They’re sometimes listed side by side in guides and policy documents. But do they mean the same thing, or are they two different types of protection […]
What Is Step Rating In Insurance?
If you’ve ever renewed a lawyers’ professional liability policy and noticed the premium jump, even without any claims or changes in your firm, you’re not alone. That increase is often due to something called step-rating of prior acts exposure, a standard feature of claims-made insurance policies. For law firms, especially newer practices or those that […]
What Is “TAIL” Coverage in Legal Insurance?
Congratulations, you’ve built a successful law practice. Whether you’re just launching a firm or preparing to retire, one risk many attorneys overlook is what happens after they close up shop. Professional liability policies are “claims-made,” which means the coverage ends when the policy does, unless you extend it. That’s where “TAIL” coverage comes in. Also […]
