Lawyers Professional Liability Insurance
At Kouwenhoven & Associates, we specialize in one thing: protecting law firms. With more than 30 years of experience providing lawyers professional liability insurance, we understand both the risks your firm faces and the reputation you’ve worked hard to build.
Whether you call it legal malpractice insurance, errors & omissions coverage, or professional liability, the goal is the same—protecting your firm from claims of negligence, missed deadlines, or breach of duty. A single claim can cost more than just money. It can damage your credibility.
That’s where we come in.
As an independent agency focused exclusively on the legal profession, we work with a wide range of carriers to match your firm with the right policy based on your practice areas, claims history, and business goals. We’re licensed in Florida, Texas, North Carolina, Pennsylvania, Virginia, and Washington, D.C., and we know the local legal landscapes in each.
From solo attorneys to 50+ lawyer firms, we make the process easier by guiding you through applications, renewals, and even claims.
Let us handle the insurance—so you can focus on your clients.
Why Professional Liability Insurance Is Essential
As an attorney, you have a keen understanding of the ways that business owners may be held legally responsible for their customers. You also know that attorneys are held to the same, if not a higher, standard.
Professional liability insurance covers your firm against the claims and lawsuits that could bring a permanent end to your business.
As an attorney, you know how easily professionals can be held accountable for their actions—and that lawyers are often held to an even higher standard.
In the legal world, even a small oversight or perceived misstep can lead to a costly lawsuit. That’s why lawyers professional liability insurance (also called errors & omissions insurance) is essential. It protects your firm from claims of negligence, mistakes, or failure to deliver professional services.
This coverage helps pay for legal defense costs, settlements, and court judgments if a client claims your work caused them financial harm. Whether it’s a missed deadline, a breach of contract, or a strategy that didn’t hold up in court, professional liability insurance ensures your firm is protected.
For law firms of any size, this isn’t just important—it’s foundational protection for your business and your reputation.
1. Protect Your Reputation
Safeguard your firm’s reputation against claims that can damage your credibility and erode client trust.
2. Financial Security
Cover the costs of legal fees, settlements, and judgments that may arise from professional liability claims.
3. Client Confidence
Demonstrate your commitment to professionalism and responsibility, reinforcing client confidence in your services.
What’s Covered By Lawyers Professional Liability Insurance?
Legal work is complex—and even the most diligent attorneys aren’t immune to mistakes, misunderstandings, or unexpected outcomes. Lawyers professional liability insurance protects your firm when a client claims your professional services caused them financial harm.
Whether the claim is valid or not, this coverage helps pay for legal defense costs, settlements, and court judgments, so your firm doesn’t bear the full financial burden.
Here are just a few examples of what this insurance typically covers:
- Negligence
- Errors & Omissions (E&O)
- Malpractice
- Missed deadlines or filings
- Clerical errors
- Conflict of interest
- Breach of confidentiality
- Failure to advise or follow instructions
- Breach of fiduciary duty
Importantly, you don’t need to be at fault to be sued. A well-worded complaint from a dissatisfied client can trigger a claim—regardless of whether it’s justified.
With the right policy in place, you can focus on practicing law with confidence, knowing your reputation and finances are protected.
The Kouwenhoven Advantage
At Kouwenhoven & Associates Inc., legal professional liability insurance is our area of expertise, and we’re proud to offer tailored solutions to your law firm.
Expertise in Professional Legal Liability
We specialize in professional liability coverage for one type of business: law firms. Our deep understanding of the legal industry’s risks allows us to provide specialized guidance and support.
Wide Range of Carriers
As an independent agency, we work with multiple insurance companies to find the best coverage options for you.
Personalized Service
Our dedicated team is with you every step of the way, ensuring a seamless and stress-free experience.
Frequently Asked Questions About Professional Liability Insurance
What does professional liability insurance cover for law firms?
Professional liability insurance covers claims that your law firm made a mistake, was negligent, or failed to deliver professional services as expected. It can help pay for legal defense costs, settlements, or judgments if a client alleges financial harm from your services.
Is professional liability insurance the same as errors and omissions (E&O) insurance?
Yes, professional liability insurance is often called errors and omissions (E&O) insurance. Both terms refer to the same type of coverage designed to protect professionals — including attorneys — from claims of negligence, errors, or omissions in their work.
Do attorneys really need professional liability insurance?
Absolutely. Even the most experienced attorneys can face legal malpractice claims. Professional liability insurance helps protect your firm’s finances and reputation by covering costly defense fees and potential damages if a client sues over your professional services.
How much professional liability coverage does my law firm need?
Coverage needs vary based on your firm’s size, practice areas, and risk exposure. High-risk specialties may need more coverage. Our team can help you assess your specific needs and recommend appropriate policy limits to ensure your firm is fully protected.
Does professional liability insurance cover intentional wrongdoing or fraud?
No, professional liability insurance does not cover intentional acts of wrongdoing, fraud, or criminal behavior. Coverage is designed for mistakes, oversights, or unintentional errors made while providing professional services.
