Employment Practices Liability Insurance
Your people are your greatest asset, and in today’s climate, a potential vulnerability.
Employment Practices Liability Insurance (EPLI) for law firms safeguards the reputation you’ve spent years building by covering claims of discrimination, harassment, wrongful termination, and other employment-related allegations that can derail your practice.
At Kouwenhoven & Associates, professional-liability insurance is all we do.
For more than 30 years we’ve partnered exclusively with law firms of all sizes, so we speak your language and understand your unique risk profile. Our team walks you through every step, translating policy jargon and tailoring limits, deductibles, and risk-management resources to your firm’s culture and budget.
The result?
Coverage that protects both your balance sheet and your hard-won credibility—delivered with the responsive, white-glove service that sets Kouwenhoven apart.
The Importance of EPLI For Law Firms
Even the most meticulous firms can find themselves facing an employment lawsuit. And it doesn’t matter whether you’re guilty or not. The mere accusation can siphon billable hours, erode client confidence, and expose partners’ personal assets. EPLI for law firms converts that unpredictable threat into a manageable, budgetable line item.
For more than 30 years, Kouwenhoven & Associates has crafted EPLI policies exclusively for legal practices, negotiating wording that respects your unique exposures, like confidential‐client data, partner withdrawals, and fee-earner turnover, while delivering white-glove guidance every step of the way.
1. Protection Against Employment Claims
Shield your practice from allegations of wrongful termination, harassment, discrimination, retaliation, wage-and-hour violations, and more.
2. Financial Security
EPLI covers defense costs and settlements up to your selected limits, preserving operating capital and partner draws when a claim hits.
3. Reputation Management
Access to specialized counsel and crisis-communications resources, plus proactive tools such as customizable employee handbooks, helps you demonstrate a culture of compliance and keep client trust intact.
At Kouwenhoven & Associates Inc., we are committed to protecting your firm and your clients, not maximizing our commissions.
Our personalized approach ensures that your EPLI policy is tailored to the unique needs of your firm, providing the best possible protection against claims.
What Does EPLI Cover?
Many firms think of Employment Practices Liability Insurance as protection only for hiring and firing decisions.
In reality, EPLI follows every stage of the employer-employee relationship, from recruiting and onboarding to day-to-day management, promotions, leaves of absence, and eventual separation.
When a people-related dispute lands on a partner’s desk (or in a courtroom), EPLI is designed to step in.
- Discrimination (hiring, promotion, pay)
- Harassment (sexual, hostile work environment)
- Wrongful termination / retaliation
- Defamation & invasion of privacy
- ADA & FMLA violations
- Wage-and-hour disputes
- Third-party liability (claims from vendors or visitors)
Kouwenhoven negotiates policy language so these triggers apply not just to W-2 staff but also partners, contract attorneys, and even interns.
Plus we push for defense costs to sit outside the limits whenever the market allows. The result: broad, gap-free protection that lets you focus on client matters, not HR firefighting.
The Value of EPLI
A single employment allegation can hit harder than any malpractice claim. Lawyers become witnesses, billable hours evaporate, and headlines question your firm’s culture, often before the facts are known.
EPLI for law firms transforms that open-ended threat into a fixed, predictable expense, protecting three assets no practice can afford to lose:
- Reputation – Shows clients, courts, and recruits that your firm takes workplace obligations seriously and has a plan if allegations surface.
- Cash Flow – Shifts unpredictable legal fees and settlements to the insurer, protecting partner draws and operating budgets.
- Peace of Mind – Lets partners focus on winning cases, knowing HR surprises won’t escalate into firm-wide emergencies./
Without EPLI, even a frivolous claim can drain six figures in defense costs before summary judgment, turning a routine personnel issue into a firm-wide emergency.
With the right coverage in place, you convert uncertainty into stability and demonstrate to clients, courts, and prospective hires that your practice takes its workplace obligations as seriously as its legal work.
The Kouwenhoven Advantage
For more than 30 years we’ve specialized in insurance for only law firms. That singular focus lets us read policy forms like contracts, flag hidden exclusions before you sign, and secure defense-outside-limits wording when the market allows.
Expertise in Legal Risk
For more than 30 years we’ve specialized in insurance for only law firms. That singular focus lets us read policy forms like contracts, flag hidden exclusions before you sign, and secure defense-outside-limits wording when the market allows.
Wide Range of Carriers
We maintain relationships with top-rated insurers that understand professional-services exposures. That means multiple quotes, broader definitions of “insured,” and price options that respect your budgeting cycle—no one-size-fits-all binders.
Personalized Service
At Kouwenhoven Associates Inc., you work with the same dedicated advisor—not a call center queue. We translate insurance jargon into plain English and stay one step ahead of renewal deadlines, so you can stay one step ahead of your clients’ needs.
The Coverage You Need,
The Security You Want.Protect your firm from employment-related claims with the confidence and security that comes from partnering with Kouwenhoven & Associates Inc.
