About Our Agency

Kouwenhoven & Associates, Inc. was founded in November 1993 by Brian and Brenda Kouwenhoven. Brian and Brenda have worked together in the insurance industry since 1986, having married while with RUMGER Insurance Company, a direct writer of professional liability insurance in the State of Florida in the late 1980’s.

Starting an insurance agency at the end of 1993 was no easy task, but they knew if they focused on their niche of professional liability insurance, they could do it better than other agents who did not specialize in this complex area of insurance. Our strong commitment to the professional liability insurance market keeps our clients on the offensive end of purchasing coverage, ensuring that they receive the most competitive quotes year in and year out.

Listening to our client’s needs, making sure we have the top insurance companies available to our clients, and keeping our commitment to professionalism has ensured our success. We are proud to say we have been one of the top independent insurance agencies in the state of Florida specializing in professional liability insurance for 30 years!

Leaders in Professional Liability Insurance

Our agency currently insures over 1,000 law firms, and is consistently one of the largest independent agencies that specialize in professional liability insurance in Florida! 

Key benefits for Our Clients

Experts with Compassion

We are committed to providing exceptional service, and we do so with empathy and compassion for our clients. 

Our specialists specialize in the complexity of professional liability insurance. The background and experiences of each member of our team guarantees that we will be thorough.

Smart & Easy Process

Professional liability insurance is known to be a complex area of insurance and we don't want to complicate things for our clients any further. 

Instead of having our clients fill up multiple forms just to get alternative quotes, we offer the “Target” shopping approach. All you need to do is to complete our special Quick Indication Form” form and fax or email it to us. We’ll get back to you within 48 hours with premium indications from competitive companies. 

You don't need to spend hours on an application that you don't want. Know that the premium is attractive before spending hours on the actual application.

Unlike other insurance companies, professional liability insurance is all we do. This gives us the advantage of establishing and maintaining excellent relationships with the major insurers in the market, all obtaining a high rating from A.M. Best.