Our Services
Since 1993, we have been helping Florida Law firms find the best professional liability insurance at the best price with the least amount of effort on the firm’s part. At Kouwenhoven & Associates, we understand the unique challenges faced by law firms in today's dynamic legal landscape. Protecting your law firm from potential malpractice claims is not just a necessity; it's a vital investment in your firm's future. With our specialized solutions, we provide comprehensive coverage and support tailored to your firm's unique needs. Discover how we can help secure your practice and reputation.
One of the biggest complaints we hear from law firms is the time it takes to fill out reams of applications just to get alternative quotes. That’s why we use the “Target” shopping approach. Just complete our special “Quick Indication Form” form and fax or email it to us. We’ll get back to you within 48 hours with premium indications from competitive companies. You’ll know if the premium is attractive before spending hours on the actual application. Because professional liability insurance is all we do, we are able to establish and maintain excellent relationships with the major insurers in the market, all obtaining a high rating from A.M. Best. The rate of lawsuits against expert service providers have increased over the years due to numerous clients who believe that they have been damaged due to the unsatisfactory performance of professional services.
What Do We Cover?
Our agency made the decision at its inception in 1993 to ONLY handle professional liability policies for law firms. We started with Malpractice Insurance, and have since added Employment Practices Liability Insurance (EPLI), Cyber Insurance, and Title Agency E&O.
Malpractice/Professional Liability Insurance
Malpractice Insurance is one of the most complex professional liability policies in the marketplace. That is why it is so important for firms to work with an agent that specializes in professional liability. Most agents rarely sell these types of policies, so they are unfamiliar with many of the intricacies involved with structuring a firm’s malpractice policy to best protect them. At Kouwenhoven & Associates, malpractice insurance has been a founding area of expertise for us. Brenda & Brian Kouwenhoven started Kouwenhoven & Associates in 1993 after leaving jobs at an insurance company specializing in malpractice insurance for attorneys. Let us take great care of your law firm’s most important insurance policy.
Cyber Insurance
Cyber liability insurance protects small businesses from the high costs of a data breach or malicious software attack. It covers expenses such as customer notification, credit monitoring, legal fees, and fines. In recent years, it has also been expanded to cover social engineering claims, ransomware, and wire fraud.
Cyber liability insurance is a crucial part of any law firm’s insurance program, and is not to be taken lightly. Regardless of what type of law you practice, your firm should be working with an insurance agent that stays up to date with the fast changing marketplace that is, cyber insurance.
Employment Practices Liability
Employment Practices Liability Insurance (EPLI) includes coverage for defense costs and damages related to various employment-related claims including allegations of Wrongful Termination, Discrimination, Workplace Harassment and Retaliation.
Another important coverage for your law firm is employment practices liability insurance. At Kouwenhoven & Associates, Inc, we have access to the best employment practices liability carriers in the marketplace to meet the unique needs of law firms. Our carriers not only have the most competitive premiums, they also have the most comprehensive coverage forms, which is crucial when we are talking about protecting your law firm.
Title Agency Insurance
Errors and omissions (E&O) is the insurance that covers your company, or you individually, in the event that a client holds you responsible for a service you provided, or failed to provide, that did not have the expected or promised results. For title agents and abstracters, it may be called professional liability. E&O insurance covers you for errors (or omissions) that you have made or that the client perceives you have made.
Most E&O policies cover judgments, settlements and defense costs. Even if the allegations are found to be groundless, thousands of dollars may be needed to defend the lawsuit. They can bankrupt a smaller company or individual and have a lasting effect on the bottom line of larger companies.
