Trusted Protection for Legal Professionals and Firms
At Kouwenhoven & Associates Inc., we help law firms across Virginia safeguard their practices with tailored insurance solutions. From Richmond to Roanoke, attorneys throughout the state rely on our expertise to navigate risk and secure the right types of business insurance for their needs.
Whether you’re a solo attorney or part of a growing firm, having the right protection in place is essential. Professional liability insurance—also known as errors and omissions insurance or E&O insurance—helps cover your firm against claims of negligence, mistakes, or failure to deliver on expectations.
As an independent insurance company, we offer access to a wide range of carriers and work closely with you to ensure your policy reflects your area of practice, risk exposure, and goals.
Let Kouwenhoven & Associates Inc. help you navigate purchasing professional liability insurance in Virginia—so you can focus on what you do best: serving your clients with confidence.
Why Professional Liability Insurance Is Essential
Attorneys in Virginia face a lot of professional risk—tight timelines, client expectations, and complex cases all contribute to the potential for claims. Whether the issue stems from a missed deadline, a communication breakdown, or a perceived error in judgment, even the most experienced insured professional is vulnerable.
Unlike general liability insurance, which protects against bodily injury or property damage, professional liability insurance coverage is designed to address the kinds of claims that arise from the work you do every day—your advice, counsel, and representation.
Here’s why more Virginia firms are prioritizing purchasing professional liability insurance:
1. Protect Your Reputation
A single claim can jeopardize years of hard-earned trust. The right policy helps you respond quickly and professionally.
2. Avoid Financial Disruption
This coverage includes legal defense costs, judgments, and settlements—so your firm remains financially secure even in the face of a claim.
3. Support Your Growth
Clients want to work with firms that are insured and prepared. Demonstrating your commitment to professionalism helps build confidence and supports long-term success.
Comprehensive Coverage for Your Practice
Providing legal counsel comes with real risk—and it’s not just limited to the courtroom. From accidental oversights to administrative missteps, a variety of scenarios can expose your firm to liability. That’s why professional liability insurance is a critical safeguard for your entire practice.
At Kouwenhoven & Associates Inc., we design professional liability insurance coverage specifically for law firms. Whether you’re a solo practitioner in Charlottesville or part of a growing litigation team in Northern Virginia, our flexible solutions are built around your risk profile.
Our policies help protect against:
- Errors and omissions in legal work
- Claims of negligence
- Allegations of misrepresentation or breach of duty
- Failures in documentation, filing, or communication
We also offer options that complement your core coverage, such as employment practices liability and cyber liability.
With access to a wide range of top-rated insurance companies, we can help you select the best combination of types of coverage to fit your firm’s structure, budget, and growth plans.
What Does Professional Liability Insurance Cover?
Even the most diligent attorneys can find themselves facing claims from clients who believe something went wrong. In many cases, it’s not about actual fault—it’s about perceived mistakes. That’s where professional liability insurance works to protect your firm from both financial and reputational fallout.
This type of coverage helps address the risks that come with providing legal and other professional services, including:
- Miscommunication or unclear expectations
- Clerical and administrative errors
- Missed deadlines
- Breach of confidentiality
- Conflict of interest
- Breach of fiduciary duty
Whether you’re defending your work or simply managing a misunderstanding, this policy can cover the legal defense costs, as well as settlements or judgments from errors and omissions insurance claims.
This protection can make all the difference between a temporary setback and a serious financial loss. And because we tailor coverage for each insured professional, you can rest assured that your policy aligns with your actual risk—not a generic industry standard.
The Kouwenhoven Advantage
At Kouwenhoven & Associates Inc., we do more than provide policies—we help law firms throughout Virginia understand how professional liability insurance works and why it matters.
With over 30 years of experience working exclusively with legal professionals, we’re here to support your practice with knowledge, care, and customized solutions.
Focused on Legal Professionals
We specialize in liability protection for attorneys and law firms. That means we understand the risks specific to your work—whether it’s claims of negligence, client disputes, or regulatory compliance concerns.
Access to a Wide Range of Carriers
As an independent agency, we work with a wide range of trusted insurance companies to find the best policy for your needs. Whether you’re purchasing coverage for the first time or reviewing an existing policy, we’ll help you compare your options with clarity.
Tailored Coverage That Grows With You
We help you evaluate different types of coverage—from core E&O insurance to employment practices liability and workers compensation insurance—so your protection keeps pace with your evolving goals.
If you’re ready to protect your practice with experience-backed guidance and a partner who understands what it takes to thrive in today’s legal environment, Kouwenhoven & Associates is here for you.
